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When applicable, fees shall be subject to VAT and other taxes, which may now or hereinafter be imposed by the Philippine Government on the Service or this Agreement. In case Service is based on per-minute or per-hour or per-day, or per-month, a fraction thereof shall be considered as one whole minute, or one whole hour or one whole day or one whole month, as the case may be. 3.2 Prepaid Fees and Charges. The Company may require a pre-paid fee as a pre-requisite for the Service. The pre-paid fee shall bear no interest. 3.3 Changes in Service. Subscriber agrees to pay all charges for changes in Service feature including but not limited to reconnection and change of Service package. SBI reserves the right to make changes in the Service for technical and other reasons, with due notice to the Subscriber. 4.0 Suspension / Disconnection of Service 4.1 Disconnection. Subscriber agrees that SBI may without prior notice, disconnect the Service of any Subscriber in any of the following instances: • Violation by Subscriber of the terms and conditions of the Agreement; • Misrepresentation or false statements by Subscriber in the application for Service; • Illegal connection or use of unauthorized equipment or accessories; • Suspicious fraudulent misuse or abuse of Service, Modem/SIM; • Any other analogous cause. Disconnection shall become permanent upon failure of Subscriber to correct or rectify the ground for discontinuance of Service within thirty (30) days from suspension of Service. Subscriber agrees to hold SBI free and harmless from any liability and waives any action against the latter, which may arise as a result of such suspension or disconnection of Service. 4.2 Reconnection. In the event of suspension or disconnection, SBI may at its option restore Service and/or require the Subscriber to rectify the cause of suspension. SBI may charge such fees for reconnection of the Service as it shall in its discretion determine. 5.0 Indemnification and Use of Service 5.1 General. Subscriber shall indemnify and hold harmless SBI, its affiliates, partners, directors, officers, employees, shareholders, agents and representatives from and against all claims, causes of actions, judgments, damages, expenses and liabilities arising from or in connection with (a) the use of the Service by subscribers other than as permitted by this Agreement, and (b) the content of material that Subscriber transmits through use of the Service including, but not limited to, claims for defamation, invasion of privacy, disparagement and/or alleged violation of trademark or copyright. 5.2 “As is” Services. Subscriber acknowledges that the Service is provided “as is”. SBI, ITS EMPLOYEES, AGENTS, SUPPLIERS, VENDORS AND DISTRIBUTORS MAKE NO WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, REGARDING THE QUALITY, ACCURACY OR V...